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AraratBank Donates AMD 8 million to the Reconstruction of the Spandaryan CanalUnibank Launches Gift Cards New Education Platforms through Cooperation between AraratBank and Aren Mehrabyan FoundationTech Innovator and Winemaker Adam Kablanian Joins the Board of Trustees of the “Music for Future” FoundationUcom Reopens Sales and Service Center on Tigran Mets Avenue AraratBank Receives Visa Trusted Partnership Award 2025 Secret Santa at idplus: Anonymous Gift CardsWe condemn the unlawful actions by Armenia’s Gov. against the Armenian Apostolic Church. Jan Figel Free Style issues Armenia’s first corporate bonds in the fashion retail sector, placed by Cube InvestUnibank Completed the Placement of Its Third Issuance of Perpetual BondsScholarship for 100 Artsakh Students as Part of IDBank’s “Side by Side” Program The results of the second Junius financial literacy competition have been summarized From idea to implementation: Ameriabank Presents the Programs Implemented under My Ameria, My Armenia CSR Campaign Ucom and SunChild Launch the “Smart Birdwatching” Educational Program AraratBank Supports Digitization of "Karin" Scientific Center ArchiveWelcome to the ID booth: Big Christmas MarketWidest 5G Coverage, the Launch of the Uplay Platform, and the Integration of Cerillion: Ucom Summarizes 2025 Ucom and Armflix Present “13 Seconds” at KinoPark How to Choose a Career Path and What Skills are Considered Crucial: AraratBank on the GoTeach Platform Unibank Issues a New Tranche of Perpetual Bonds with 13.75% Coupon
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Society

IDMerch: IDBank’s New Loan

IDBank has exciting news for businesses! The bank is now offering its corporate clients a new IDMerch business loan/overdraft, designed to meet their financial needs.

A key feature of IDMerch is that the loan or overdraft is based on the business’s turnover through POS terminals or the Idram QR/online payment system.

Tigran Mkhitaryan, Director of Corporate Banking at IDBank, shared that the team has put significant effort into creating this product to provide greater opportunities for businesses.

“IDMerch lending is now accessible to more businesses. Thanks to this product, various legal entities and individual entrepreneurs will be able to access loans under better conditions and more quickly. This will contribute to the growth and stability of small and medium-sized businesses,” said Tigran Mkhitaryan.

The loan/overdraft amount can be up to ten times the turnover processed through POS terminals and/or Idram QR/online checkout payment systems. Additionally, the financial analysis process for businesses is simplified and conducted quickly within short timeframes. This means corporate clients, especially small and medium-sized businesses, can access funding without lengthy procedures, making quick lending easier than ever.

Businesses can also choose the loan/overdraft currency—AMD or USD. The loan/overdraft offers flexible repayment terms of up to 60 months, with no disbursement fee. Additionally, for overdrafts, a grace period of up to 45 days for interest payments may be provided.Learn more about the offer here.

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