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AraratBank Participates in “Women’s Empowerment Principles in Armenia” Conference Unibank’s Perpetual Bonds Were Acquired in Nearly One Day Acba bank and France’s Proparco to continue strengthening their long-term strategic partnershipTeam Holding Announces the Launch of Bond Placement. Underwriter - Freedom Broker Armenia Unibank Issues the First in Armenia Perpetual Bonds Team Holding Announces the Launch of Bond Placement. Underwriter - Freedom Broker Armenia AraratBank Joins Armenia's New Greening Initiative: 100 Hectares of New Forest within Three YearsApply for a Unibank salary card and get a chance to win 1 000 000 AMDEuromoney Names Ameriabank Armenia’s Best Bank for Real Estate for the Second Year in a Row S&P Global Ratings has assigned IDBank CJSC a long-term rating of “BB-” and a short-term rating of “B” with a “stable” prospectAn unprecedented Evening for the Armenian Fashion and Hospitality Industry: World-Renowned Dress Designer Jacob Meyer Presents His Masterpieces at the ONE&ONLY Antigravity Theatre in The Dvin HotelA Brand-New Section on Idram&IDBankSeveral real and profitable offers ahead of Black Friday: IDBank and IdramAraratBank Joins Social Impact Award 2025 Summit in LjubljanaIDBank issued the 1st tranche of bonds of 2026Ucom Supports the Development of Space Engineering in Armenia Prioritizing Information Security: IDBank and Idram Support APOCALYPSE CTF 2025IDBank's Representative, Innesa Amirbekyan Appointed Co-Chair of the ICC Banking Commission Task Force on GuaranteesUcom General Director Ralph Yirikian Awards Certificates to Participants of Cybersecurity Training Course Acba and Proparco mark one year of partnership, strengthening rural financing and Armenias’s economic resilience
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Ameriabank Leads Mortgage Market with More Than 22% Share

Ameriabank retains leadership in the banking sector of Armenia by mortgage loan portfolio, with 22.6% market share (June 30, 2025). In H1 2025, the bank’s mortgage loan portfolio increased by AMD 12.3 billion, surpassing AMD 360 billion as of June 30, 2025. 

Ameriabank offers a wide range of mortgage loans: loans for purchase, renovation and construction of residential and commercial property, preferential lending terms under state programs, as well as special mortgage loan for our compatriots in the Diaspora. The bank’s new tranche lending mechanism allows reducing the credit burden during property acquisition stages until completion of construction.

Notably, over 45% of mortgage loans provided by Ameriabank in H1 2025 for purchase of apartments was issued online via MyHome.am.  

This year, MyHome platform has been supplemented with a number of new tools that make real estate transactions more convenient and affordable. In particular, the platform allows to search for, buy or rent real estate both on primary and secondary markets. The geography of property has been expanded to cover options abroad. Additionally, a number of discounts and special deals in dozens of appliance, furniture, design and construction material stores is available for registered users. 

Furthermore, the following new features were launched on the platform:

  • The possibility to post personal announcements, enabling individual users identified as Ameriabank clients to publish real estate sale and rent advertisements. Previously, this feature was available only for real estate agencies.
  • Renovation calculator, which allows planning the renovation budget by selecting the necessary categories (walls, ceiling, floor, etc.), entering the amount of construction materials and getting a calculation based on approximate average market prices. 
  • Property review option, enabling users to leave opinions about the presented property, thus ensuring transparent and reliable experience.