Renovation Loans, Fast and Affordable with IDBank
There are times when you have purchased or planned to purchase real estate. It may need renovation and furnishing, and it might happen that you do not have enough funds to achieve the desired result. If you find yourself in such a situation, this message is for you.
IDBank offers affordable and fast loans in Armenian drams for the renovation and furnishing of real estate acquired or being acquired from the primary market. The loan amount ranges from 2 million to 20 million AMD, with an annual nominal interest rate of 13.75% and an annual effective interest rate of 14.50–14.80%, and a repayment period of up to 120 months. By the way, the Bank provides loans of up to 10 million AMD without an income analysis.
In this case, you are freed from all possible headaches and additional costs: You will no longer have to pay a one-time loan provision fee, service charges, loan application review fees, or cash withdrawal commissions. And the loan approval process is very quick: the Bank will inform you of its decision regarding the loan within 2 business days.
This is an excellent opportunity to save both money and nerves, so hurry to apply at the nearest IDBank branch or contact the Bank’s call center to submit a loan application. To learn all the details of loan provision, follow the link.
THE BANK IS SUPERVISED BY THE CBA




















Unibank Launches Biometric Identification in UNIMobile App
Unisport reaches the finals of the Futsal Armenian Cup and Premier League
IDBank was the strategic partner of the “Women in Leadership Forum & Awards 2026”
Unibank Launches Fee-Free Online Payroll Card Issuance
Ucom Supported the First-ever Western Asia Regional FPV Drone Race in Armenia
Unisport – Armenian Futsal Cup holder
Team Holding Announces the Launch of the Third and Final Placement Phase of USD Bonds. Underwriter -...
Love Is… card from Unibank can win a trip to Paris
Learn by Playing. A Series of Financial Literacy Games with Idram, IDBank and “Novosti-Armenia”
Ucom and the Microsoft Innovation Center Collaborate on Cybersecurity Education