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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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The Power of One Dram April Beneficiary: Davitbek Games NGOUcom and Impact Hub Yerevan Announce the Third Year of Green Innovation FellowshipUnibank Launches Referral Campaign “Invite Friends and Get Bonuses"Team Holding: The second phase of the placement of USD-denominated bonds has been completed. Underwriter - Freedom Broker Armenia. “A friend” needs money urgently. IDBank warns that trust can be exploited on social media.Denationalizing the ‘Map’ (Reflections on the ‘Real Armenia Ideology’)AraratBank at Leasing EXPO 2026: Special Leasing Offer for Energy-Efficient EquipmentUcom Offers Virtual Cloud Server (VPS) ServiceIDBank Participates in Regional Conference of the Union of Banks of Armenia, Presenting Innovative Tools for the SME SectorUp to 25% idcoin When Buying Airline Tickets with IDBank Premium CardsAcba bank and the U.S.-based Interactive Brokers have signed an agreementIDBank and Idram Alongside the “Matemik” NGOIDBank Participates in Regional Conference of the Union of Banks of ArmeniaConverse Bank Receives STP Excellence Award Once AgainUnibank to participate in Leasing Expo 2026 with a special offerAraratBank in Lori: Competitive Solutions for Business and Economic DevelopmentIDBank to Provide Scholarships Worth 35 Million Drams to 103 Artsakh Students at YSUUnibank joins the Partnership for Carbon Accounting Financials (PCAF)Safe environment – Equal opportunitiesAraratBank Receives STP Excellence Award from Commerzbank AG
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JOIN US: Transfer Your Real Estate-Secured Loan to AraratBank on Favorable Terms

AraratBank is launching a new campaign, offering compelling refinancing terms for customers with real estate-secured loans.

Under the JOIN US campaign, customers transferring their real estate-secured loans from other financial institutions to AraratBank will receive an interest rate 3% lower than the existing rate, starting from only 14.5%.

Within the frames of the campaign, you can enjoy a number of other benefits such as no commission fee, a three-month grace period for repayment of the principal, an opportunity for up to 30% additional financing on top of the loan contract amount, and a maturity of up to 15 years.

If the amount of the transferred loan exceeds AMD 15 million, the costs related to the loan transfer will be covered by the Bank.

A simplified loan approval process without income analysis is also available for loans that have been serviced for at least 12 months with no more than 5 days of overdue payments during that period. The loan is provided under the following terms: maturity - 3-15 years, loan amount - up to AMD 100 million, actual interest rate - starting from 15.51%.

The offer is valid until December 30, 2025.

Easy, fast, cost-effective - JOIN US.

For more information, please visit any of AraratBank branches, the Bank’s official website or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.