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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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The Power of One Dram Joins the Final Phase of the Symphonic Forest ProjectIdram&IDBank’s Special Offer at Dalma Garden MallUcom’s Management Team Marks International Client’s Day with Subscribers IDBank and Idram Continue Cooperation with the “ZARK” Educational FoundationIDBank issued the 2nd and 3rd tranches of bonds of 2026Ucom Issues Warning on New Wave of Phone Scams IDBank Launches Special Campaign for SWIFT TransfersConverse Bank shares its capital market expertise at the IV Conference Capital Markets ArmeniaUcom’s Level Up+ Packages with the Fastest Mobile Internet in Armenia The Badalyan Brothers Group of Companies Paid about 33.2 Billion AMD in Taxes and Duties to the State in 2025IDBank Announces the Launch of the IDDistributor Financial ToolSafe Workplace as a Guarantee of DevelopmentSpring Promotion at Megamall from Idram&IDBank“We want to buy your item, please provide your card details.” IDBank warns about fraud on classified platforms Ucom Fellowship 2025 Concludes as Top Eco-Startups Secure FundingIDBank Goes International: Mher Abrahamyan's Interview with the Los Angeles TimesAraratBank Earns RIA Money Transfer’s Partner of the Year in Armenia for the Seventh Consecutive YearUcom Supports the “DemArDem 2026” Regional Youth Forum ZCMC еstablishes Sustainability, ESG and Risk Committee Parallels Between the “Real Armenia Ideology” and Soviet and Turkish Approaches to the Diaspora
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Society

JOIN US: Transfer Your Real Estate-Secured Loan to AraratBank on Favorable Terms

AraratBank is launching a new campaign, offering compelling refinancing terms for customers with real estate-secured loans.

Under the JOIN US campaign, customers transferring their real estate-secured loans from other financial institutions to AraratBank will receive an interest rate 3% lower than the existing rate, starting from only 14.5%.

Within the frames of the campaign, you can enjoy a number of other benefits such as no commission fee, a three-month grace period for repayment of the principal, an opportunity for up to 30% additional financing on top of the loan contract amount, and a maturity of up to 15 years.

If the amount of the transferred loan exceeds AMD 15 million, the costs related to the loan transfer will be covered by the Bank.

A simplified loan approval process without income analysis is also available for loans that have been serviced for at least 12 months with no more than 5 days of overdue payments during that period. The loan is provided under the following terms: maturity - 3-15 years, loan amount - up to AMD 100 million, actual interest rate - starting from 15.51%.

The offer is valid until December 30, 2025.

Easy, fast, cost-effective - JOIN US.

For more information, please visit any of AraratBank branches, the Bank’s official website or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.