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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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Arega Hovsepyan is our candidate for Chair of the Committee on European IntegrationThe Final Round of the Junius Tournament Has BegunAwards Ceremony for the “Top 100 Students of Armenia” Competition: Presentation of CertificatesNew Samsung Galaxy A27 as Part of Ucom’s Special “Back to School 2026” OfferMillennials, Gen Z, or Gen Alpha: How Different Generations Prepare for the New School Year: Idram&IDBankFinancial Literacy at the Republican Center for Children and Youth Tent Camp: Idram & IDBankUnlocking the Secrets of the Financial World at ''Hayordi'' Camp with Idram&IDBankUcom Supports the Second Phase of ArmDrone’s FPV Drone Educational Program "The Power of One Dram" to "Orran" Charitable Non-Governmental OrganizationUcom and Microsoft Innovation Center’s Cybersecurity Education Program Concludes with a Mini CTF CompetitionCustomer Appreciation Day - This Time at IDBank’s “Erebuni” BranchResults of the Junius Tournament Announced: The Next Round AheadUcom Expands International Roaming Capabilities"Urgently Confirm Your Card Details": IDBank Warns of Hotel Booking ScamsMher Ananyan joins Unibank's Management Board Ucom Supports the Launch of "Remember the Animals" Educational Game Moody’s changes the outlook on IDBank’s ratings to positive IDBank Introduces the New Mastercard World Card with Exclusive Travel Benefits and a Special Launch CampaignConverse Bank and Visa expand their strategic partnership to introduce new customer solutions Ucom and FPWC Ensure Round-the-Clock Wildlife Monitoring in Gnishik Through Solar Energy
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JOIN US: Transfer Your Real Estate-Secured Loan to AraratBank on Favorable Terms

AraratBank is launching a new campaign, offering compelling refinancing terms for customers with real estate-secured loans.

Under the JOIN US campaign, customers transferring their real estate-secured loans from other financial institutions to AraratBank will receive an interest rate 3% lower than the existing rate, starting from only 14.5%.

Within the frames of the campaign, you can enjoy a number of other benefits such as no commission fee, a three-month grace period for repayment of the principal, an opportunity for up to 30% additional financing on top of the loan contract amount, and a maturity of up to 15 years.

If the amount of the transferred loan exceeds AMD 15 million, the costs related to the loan transfer will be covered by the Bank.

A simplified loan approval process without income analysis is also available for loans that have been serviced for at least 12 months with no more than 5 days of overdue payments during that period. The loan is provided under the following terms: maturity - 3-15 years, loan amount - up to AMD 100 million, actual interest rate - starting from 15.51%.

The offer is valid until December 30, 2025.

Easy, fast, cost-effective - JOIN US.

For more information, please visit any of AraratBank branches, the Bank’s official website or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.