Yerevan
Tbilisi
Moscow
Paris
Los Angeles
Beijing
English
Հայերեն Русский
Main Timeline Video Share
May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
Timeline
The Power of One Dram Joins the Final Phase of the Symphonic Forest ProjectIdram&IDBank’s Special Offer at Dalma Garden MallUcom’s Management Team Marks International Client’s Day with Subscribers IDBank and Idram Continue Cooperation with the “ZARK” Educational FoundationIDBank issued the 2nd and 3rd tranches of bonds of 2026Ucom Issues Warning on New Wave of Phone Scams IDBank Launches Special Campaign for SWIFT TransfersConverse Bank shares its capital market expertise at the IV Conference Capital Markets ArmeniaUcom’s Level Up+ Packages with the Fastest Mobile Internet in Armenia The Badalyan Brothers Group of Companies Paid about 33.2 Billion AMD in Taxes and Duties to the State in 2025IDBank Announces the Launch of the IDDistributor Financial ToolSafe Workplace as a Guarantee of DevelopmentSpring Promotion at Megamall from Idram&IDBank“We want to buy your item, please provide your card details.” IDBank warns about fraud on classified platforms Ucom Fellowship 2025 Concludes as Top Eco-Startups Secure FundingIDBank Goes International: Mher Abrahamyan's Interview with the Los Angeles TimesAraratBank Earns RIA Money Transfer’s Partner of the Year in Armenia for the Seventh Consecutive YearUcom Supports the “DemArDem 2026” Regional Youth Forum ZCMC еstablishes Sustainability, ESG and Risk Committee Parallels Between the “Real Armenia Ideology” and Soviet and Turkish Approaches to the Diaspora
All Timeline »
Society

Compelling Business Loan Offer from AraratBank: JOIN US

AraratBank continues to come up with new products and competitive offers aimed at fostering business and economic development.

The Bank is launching a new campaign, presenting an attractive offer for legal entities and private entrepreneurs.

Under the campaign running until December 30, 2025, legal entities and private entrepreneurs can apply for a new AMD-denominated business loan, taking advantage of the favourable lending terms: a 10% nominal interest rate for the first year and a 12-month grace period for the repayment of principal. The effective interest rate starts from 11.8%. 

The campaign is also a great opportunity for legal entities and private entrepreneurs to transfer their existing business loans from other financial institutions to AraratBank at a lower interest rate. Լegal entities and private entrepreneurs will have the opportunity to invest up to AMD 1.5 billion, for a maximum term of 10 years, in the development and expansion of their businesses and achieve their vision of sustainable business success. 

The loan can be used for the replenishment of working capital, acquisition of fixed assets, implementation of construction works, capital investments, repayment of accounts payable, and covering of running costs.

Simple, fast, cost-effective - JOIN US.

For further details, please visit any of AraratBank branches, the Bank’s official website or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.