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Arega Hovsepyan is our candidate for Chair of the Committee on European IntegrationThe Final Round of the Junius Tournament Has BegunAwards Ceremony for the “Top 100 Students of Armenia” Competition: Presentation of CertificatesNew Samsung Galaxy A27 as Part of Ucom’s Special “Back to School 2026” OfferMillennials, Gen Z, or Gen Alpha: How Different Generations Prepare for the New School Year: Idram&IDBankFinancial Literacy at the Republican Center for Children and Youth Tent Camp: Idram & IDBankUnlocking the Secrets of the Financial World at ''Hayordi'' Camp with Idram&IDBankUcom Supports the Second Phase of ArmDrone’s FPV Drone Educational Program "The Power of One Dram" to "Orran" Charitable Non-Governmental OrganizationUcom and Microsoft Innovation Center’s Cybersecurity Education Program Concludes with a Mini CTF CompetitionCustomer Appreciation Day - This Time at IDBank’s “Erebuni” BranchResults of the Junius Tournament Announced: The Next Round AheadUcom Expands International Roaming Capabilities"Urgently Confirm Your Card Details": IDBank Warns of Hotel Booking ScamsMher Ananyan joins Unibank's Management Board Ucom Supports the Launch of "Remember the Animals" Educational Game Moody’s changes the outlook on IDBank’s ratings to positive IDBank Introduces the New Mastercard World Card with Exclusive Travel Benefits and a Special Launch CampaignConverse Bank and Visa expand their strategic partnership to introduce new customer solutions Ucom and FPWC Ensure Round-the-Clock Wildlife Monitoring in Gnishik Through Solar Energy
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Society

AraratBank: Transfer Your Mortgage Loan and Repay It on Attractive Terms: JOIN US

As part of its new campaign, AraratBank comes up with one of the best mortgage lending offers on the market.

AraratBank offers to transfer your mortgage loan from other banks or credit organizations, repaying it at a lower interest rate and on favorable terms.

A mortgage loan serviced for at least 1 year is possible to transfer to AraratBank at 12.25% - fixed for the first 3 years and adjustable starting from the 4th year. The annual effective interest rate is 12.96-12.97%.

By easing the financial burden, customers can extend the loan repayment period up to 25 years, reducing the amount of monthly payments.

Loan amount ranges from AMD 5 million to AMD 150 million.

All collateral related costs are covered by the bank: fees for the unified real estate certificate, notarization, registration of the right of pledge, and appraisal are covered by the bank.

There is no application processing fee, and no income verification documents, insurance, or loan package service fee are required.

In order to provide the simplest and fastest customer service possible, other loan obligations are not considered when assessing creditworthiness.

The offer is valid through January 30, 2026.

JOIN US to ease the financial burden on your path to homeownership.

For further details, visit any AraratBank branch, the Bank’s official website or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.