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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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Unibank Launches Gift Cards New Education Platforms through Cooperation between AraratBank and Aren Mehrabyan FoundationTech Innovator and Winemaker Adam Kablanian Joins the Board of Trustees of the “Music for Future” FoundationUcom Reopens Sales and Service Center on Tigran Mets Avenue AraratBank Receives Visa Trusted Partnership Award 2025 Secret Santa at idplus: Anonymous Gift CardsWe condemn the unlawful actions by Armenia’s Gov. against the Armenian Apostolic Church. Jan Figel Free Style issues Armenia’s first corporate bonds in the fashion retail sector, placed by Cube InvestUnibank Completed the Placement of Its Third Issuance of Perpetual BondsScholarship for 100 Artsakh Students as Part of IDBank’s “Side by Side” Program The results of the second Junius financial literacy competition have been summarized From idea to implementation: Ameriabank Presents the Programs Implemented under My Ameria, My Armenia CSR Campaign Ucom and SunChild Launch the “Smart Birdwatching” Educational Program AraratBank Supports Digitization of "Karin" Scientific Center ArchiveWelcome to the ID booth: Big Christmas MarketWidest 5G Coverage, the Launch of the Uplay Platform, and the Integration of Cerillion: Ucom Summarizes 2025 Ucom and Armflix Present “13 Seconds” at KinoPark How to Choose a Career Path and What Skills are Considered Crucial: AraratBank on the GoTeach Platform Unibank Issues a New Tranche of Perpetual Bonds with 13.75% Coupon Unibank Became a Member of BAFT
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AraratBank: Transfer Your Mortgage Loan and Repay It on Attractive Terms: JOIN US

As part of its new campaign, AraratBank comes up with one of the best mortgage lending offers on the market.

AraratBank offers to transfer your mortgage loan from other banks or credit organizations, repaying it at a lower interest rate and on favorable terms.

A mortgage loan serviced for at least 1 year is possible to transfer to AraratBank at 12.25% - fixed for the first 3 years and adjustable starting from the 4th year. The annual effective interest rate is 12.96-12.97%.

By easing the financial burden, customers can extend the loan repayment period up to 25 years, reducing the amount of monthly payments.

Loan amount ranges from AMD 5 million to AMD 150 million.

All collateral related costs are covered by the bank: fees for the unified real estate certificate, notarization, registration of the right of pledge, and appraisal are covered by the bank.

There is no application processing fee, and no income verification documents, insurance, or loan package service fee are required.

In order to provide the simplest and fastest customer service possible, other loan obligations are not considered when assessing creditworthiness.

The offer is valid through January 30, 2026.

JOIN US to ease the financial burden on your path to homeownership.

For further details, visit any AraratBank branch, the Bank’s official website or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.