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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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Love Is… card from Unibank can win a trip to Paris Learn by Playing. A Series of Financial Literacy Games with Idram, IDBank and “Novosti-Armenia”Ucom and the Microsoft Innovation Center Collaborate on Cybersecurity EducationUnisport – Armenian Futsal Cup holderSummer starts with iced coffee, what if it brings bonuses too? Idram&IDBank AraratBank reduces loan interest rates for around 400 reliable SME customersTeam Holding Announces the Launch of the Third and Final Placement Phase of USD Bonds. Underwriter - Freedom Broker Armenia Unibank Launches Biometric Identification in UNIMobile App Unisport reaches the finals of the Futsal Armenian Cup and Premier League IDBank was the strategic partner of the “Women in Leadership Forum & Awards 2026”Unibank Launches Fee-Free Online Payroll Card IssuanceUcom Supported the First-ever Western Asia Regional FPV Drone Race in Armenia Protect Yourself from Fraud: Safety Tips from AraratBankUnibank Offers 50% Discount on Cards During WeekendsPlanning your trip from a scratch: tips from IDBankIDBank supports the Opening Event of Wizz Air’s “Let’s Get Lost” CampaignUnibank provided cashback to more than 2 000 reliable SME borrowers AraratBank Supports Another Successful Entry into the Capital Market“Cannot deliver your package”. IDBank warns about fake messages from ‘’HayPost’’Ucom and SunChild Continue Joint Initiatives for a Greener Future
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Society

Up to 2% Cashback with IDBank Mastercard and ARCA Card

We’re starting the year with new, profitable, and exclusive offers that bring you even more cashback and benefits.

From January 20 to March 20, 2026, order IDBank Mastercard Standard or Gold cards and receive up to 2% cashback on every payment of AMD 1,000+. During the campaign or after, you can order an ArCa card, and continue receiving cashback under the state program’s terms.

How to participate:

  • Order a Mastercard Standard or Gold card
  • Make payments with your new card by March 20
  • Receive up to 2% cashback on local and international payments

If you replace your Mastercard with an ArCa card or order a new ArCa card by April 1, you’ll receive free service for the first year.

Important details:

  • The Mastercard cashback offer is valid from January 20 to March 20, 2026 and ends once an ArCa card is purchased.
  • Max cashback per transaction: 6,000 AMD
  • Max total cashback per month: 60,000 AMD, regardless of the number of cards purchased.

Order a Mastercard Standard via the Idram&IDBank application and receive a 20% discount on the first year of service.

Cashback is subject to taxation in accordance with the law and is credited already taxed.

Learn about all the terms and conditions here.

THE COMPANIES ARE SUPERVISED BY THE CBA