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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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Idram and IDBank Participated in the Opening of My Forest Armenia’s Pavilion at COP17Unibank Receives B++ Sustainability Alignment Rating from Agents for Impact GmbH Ucom Supported Yerevan Conservation Symposium 2026 as Strategic PartnerIDBank to Showcase Environmental and Innovative Initiatives at COP17New AI-Powered Wildlife Monitoring Camera Installed in Paruyr Sevak with the Support of Ucom35 Years of Trust: IDBank Celebrates with Its CustomersBusiness and mining leader Mark Cutifani to deliver keynote speech at the 3rd Mining Armenia Forum“From Classroom to Orbit”: With Ucom’s Support, “Space 1.0” Is Being Introduced in 15 Schools Across ArmeniaAfeyan Initiatives for Armenia Awards Grant to the Armenia Education Initiative to Expand the Teach For Armenia’s Seroond School Turnaround Program Ucom to Participate in COP17 Together with FPWC, Showcasing Their Environmental Partnership“The Golden Hour”: IDBank explains how to respond effectively to a scam attackNelli Kocharyan Presents Converse Bank’s Vision for Development of International Relations at the BACEE Conference BACEE International Conference Kicks Off with Converse Bank as Lead Sponsor Unibank has issued perpetual bonds with an annual coupon yield of 13.2% Ucom Measures the Environmental Impact of Its OperationsUnibank Offers USD-Denominated Bonds with an Annual Coupon Rate of 6% Ucom Becomes an Official Partner of the Armenia-UK Business Forum 2026Ucom Sales and Service Center at 20/52 Erebuni Reopens After Renovation Unibank Joins the Armenian Solar Energy AssociationThe Widely Discussed Dvin Crown Project. A New Visibility Platform for Brands Has Emerged in the Heart of Yerevan
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Society

Order an IDBank Arca Classic card and enjoy up to 2% cashback

Earn up to 2% cashback with the IDBank Arca Classic card. Every non-cash payment over AMD 1000 earns cashback, up to maximum of AMD 60.000 monthly. The Arca Classic card is designed for safe and fast everyday payments across Armenia. 

You can easily order your Arca Classic card at any IDBank branch or through the Banking section of the Idram&IDBank app. Plus, enjoy your Arca Classic card completely free by joining the IDsalary payroll package and receiving your salary through IDBank. 

The main goal of the program is to promote non-cash payments in the Republic of Armenia and increase citizens' engagement with modern financial tools. 

The cashback applies to non-cash payments over 1000 AMD made with the Arca card to registered merchants in the RA, either in-store or online, and can reach up to 2%. Transactions not eligible for cashback are listed on the Bank’s website.

The maximum cashback per transaction is AMD 6000, with a monthly limit of AMD 60.000 per cardholder. Arca pension cards are also included in the program, which means, that, in addition to the existing 20% cashback program, pensioners can earn up to 2% cashback.

The program applies to transactions made between January 1 and December 31, 2026, with cashback transfers carried out from February 2026 through January 1, 2027. Cashback will be credited but the 25th of the month following the reporting month. 

THE BANK IS REGULATED BY THE CENTRAL BANK OF RA.