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Arega Hovsepyan is our candidate for Chair of the Committee on European IntegrationThe Final Round of the Junius Tournament Has BegunAwards Ceremony for the “Top 100 Students of Armenia” Competition: Presentation of CertificatesNew Samsung Galaxy A27 as Part of Ucom’s Special “Back to School 2026” OfferMillennials, Gen Z, or Gen Alpha: How Different Generations Prepare for the New School Year: Idram&IDBankFinancial Literacy at the Republican Center for Children and Youth Tent Camp: Idram & IDBankUnlocking the Secrets of the Financial World at ''Hayordi'' Camp with Idram&IDBankUcom Supports the Second Phase of ArmDrone’s FPV Drone Educational Program "The Power of One Dram" to "Orran" Charitable Non-Governmental OrganizationUcom and Microsoft Innovation Center’s Cybersecurity Education Program Concludes with a Mini CTF CompetitionCustomer Appreciation Day - This Time at IDBank’s “Erebuni” BranchResults of the Junius Tournament Announced: The Next Round AheadUcom Expands International Roaming Capabilities"Urgently Confirm Your Card Details": IDBank Warns of Hotel Booking ScamsMher Ananyan joins Unibank's Management Board Ucom Supports the Launch of "Remember the Animals" Educational Game Moody’s changes the outlook on IDBank’s ratings to positive IDBank Introduces the New Mastercard World Card with Exclusive Travel Benefits and a Special Launch CampaignConverse Bank and Visa expand their strategic partnership to introduce new customer solutions Ucom and FPWC Ensure Round-the-Clock Wildlife Monitoring in Gnishik Through Solar Energy
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Order an IDBank Arca Classic card and enjoy up to 2% cashback

Earn up to 2% cashback with the IDBank Arca Classic card. Every non-cash payment over AMD 1000 earns cashback, up to maximum of AMD 60.000 monthly. The Arca Classic card is designed for safe and fast everyday payments across Armenia. 

You can easily order your Arca Classic card at any IDBank branch or through the Banking section of the Idram&IDBank app. Plus, enjoy your Arca Classic card completely free by joining the IDsalary payroll package and receiving your salary through IDBank. 

The main goal of the program is to promote non-cash payments in the Republic of Armenia and increase citizens' engagement with modern financial tools. 

The cashback applies to non-cash payments over 1000 AMD made with the Arca card to registered merchants in the RA, either in-store or online, and can reach up to 2%. Transactions not eligible for cashback are listed on the Bank’s website.

The maximum cashback per transaction is AMD 6000, with a monthly limit of AMD 60.000 per cardholder. Arca pension cards are also included in the program, which means, that, in addition to the existing 20% cashback program, pensioners can earn up to 2% cashback.

The program applies to transactions made between January 1 and December 31, 2026, with cashback transfers carried out from February 2026 through January 1, 2027. Cashback will be credited but the 25th of the month following the reporting month. 

THE BANK IS REGULATED BY THE CENTRAL BANK OF RA.