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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
Brilliant Performance of Khachaturian’s Piano Concerto by the Thessaloniki Symphony Orchestra — Dedicated to the Memory of the Victims of the Armenian GenocideAraratBank Supports Launch of the 15th Anniversary “Faces of Memory” Seminar “Your Relative is in Danger”: IDBank Warns About an Aggressive Wave of Phone ScamsSoft Construct Showcased New Career Opportunities at Career City Fest 2K26 Financial Literacy Course for Learning Mission non-profit organization. Idram&IDBank A New Level of Digital Banking: IDBank Launches Strategic Partnership with OracleInternational Mother Earth Day. Idram&IDBankUcom Announces the Launch of Its Carbon Footprint Management ProgramUnibank issues USD bonds with a 5.6% yieldAraratBank’s Unwavering Commitment: 5 Years, 172 Beneficiaries, and over 100 ProjectsIDBank and Idram participate in Career City FestAraratBank’s Unwavering Commitment: 5 Years, 172 Beneficiaries, and over 100 Projects Grant Akopian Appointed CEO and Chairman of the Management Board of Converse Bank Travel in comfort with the Mastercard World "Travel" Cards from Unibank Ucom Supports Free FPV Drone Training for Teenagers by the ArmDrone Community AraratBank’s Special Offer at Leasing Expo Attracts Strong Customer Interest Flexible Terms when Transferring your Mortgage Loan to AraratBankThe Defense Team of the “Sacred Struggle” Releases Evidence Exposing a Fabricated Terrorism Case Unibank Awarded Client Protection Certification by MFR The Power of One Dram April Beneficiary: Davitbek Games NGO
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Order an IDBank Arca Classic card and enjoy up to 2% cashback

Earn up to 2% cashback with the IDBank Arca Classic card. Every non-cash payment over AMD 1000 earns cashback, up to maximum of AMD 60.000 monthly. The Arca Classic card is designed for safe and fast everyday payments across Armenia. 

You can easily order your Arca Classic card at any IDBank branch or through the Banking section of the Idram&IDBank app. Plus, enjoy your Arca Classic card completely free by joining the IDsalary payroll package and receiving your salary through IDBank. 

The main goal of the program is to promote non-cash payments in the Republic of Armenia and increase citizens' engagement with modern financial tools. 

The cashback applies to non-cash payments over 1000 AMD made with the Arca card to registered merchants in the RA, either in-store or online, and can reach up to 2%. Transactions not eligible for cashback are listed on the Bank’s website.

The maximum cashback per transaction is AMD 6000, with a monthly limit of AMD 60.000 per cardholder. Arca pension cards are also included in the program, which means, that, in addition to the existing 20% cashback program, pensioners can earn up to 2% cashback.

The program applies to transactions made between January 1 and December 31, 2026, with cashback transfers carried out from February 2026 through January 1, 2027. Cashback will be credited but the 25th of the month following the reporting month. 

THE BANK IS REGULATED BY THE CENTRAL BANK OF RA.