Yerevan
Tbilisi
Moscow
Paris
Los Angeles
Beijing
English
Հայերեն Русский
Main Timeline Video Share
May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
Timeline
AraratBank: A New Rhythm of Life for Children with Hearing ImpairmentsUcom Is the Technology Partner of the Street Ball Armenia Cup 2026 Idram and Glovo Sign Memorandum of Cooperation in BarcelonaTop Travel Destinations of 2026: IDBank Ucom and Impact Hub Yerevan Continue Supporting the Development of Green Startups in Armenia Moody's Ratings affirms Unibank’s B1 ratings with a stable outlook''Do not trust your eyes’’: IDBank warns about fraud using deepfakes Up to 30% idcoin at pools: Idram&IDBankMoody’s Reaffirms ZCMC’s B2 Credit Rating with Stable Outlook ''Teach For Armenia'' is the June beneficiary of the ''Power of One Dram'' Firebird and the Government of Kazakhstan Sign Strategic Agreements to Advance National AI Infrastructure IDBank issued the 4th and 5th tranches of bonds of 2026 Financial Literacy Training for Young Chess Players: Idram & IDBankWildberries and Unibank in Armenia Launch Installment Purchase ServiceZCMC Joins the United Nations Global Compact Ucom Launches uPlay Cinema: Hundreds of Movies for a Single Monthly Fee From Small Steps to Big Changes: “The Power of One Dram” Turns 6Junius is back — with a new tournament and valuable prizes Ameriabank and FMO Sign EUR 120 Million Agreement to Support MSMEs and Advance Green Finance in Armenia International Children’s Day with EU and “Armenian Virtuosos”
All Timeline »
Society

2% Cashback on Payments Made with AraratBank Arca Cards

Customers making cashless purchases with AraratBank Arca cards will receive a 2% cashback on the previous month’s cashless transactions starting February.

The initiative applies to transactions made from January 1st through December 31st of this year, inclusive. The cashback will be credited to beneficiaries’ accounts by the 25th day of the month following the reporting month. Where a beneficiary uses more than one Arca payment card for transactions, the cashback will be transferred to the bank account associated with the most recent transaction qualifying for cashback.

Certain limitations apply. Cashback is calculated on payments exceeding AMD 1,000. The maximum cashback per transaction is capped at AMD 6,000, while the monthly cashback limit per person is set at AMD 60,000.

Cashback will not be accrued for the following types of transactions:

  • Payments for information, telecommunication, and utility services,
  • Payments to the RA state and municipal budgets,
  • Transactions made at high-risk merchant categories, including dating websites and platforms, gambling establishments and gaming services, cryptocurrency exchanges, crypto wallets, and other crypto-related services,
  • Any fees and transactions charged by financial institutions for services,
  • Transactions made using Arca gift cards and single-use cards.

As a reminder, the program is implemented through the cooperation of Armenian Card CJSC (Arca) and the RA Government. It aims to promote the expansion of cashless transactions and foster the development of digital technologies.

AraratBank Arca cards are available at AraratBank’s Head Office and branches, or through the AraratMobile app.

For further details, visit any branch of AraratBank or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.