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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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IDBank to Provide Scholarships Worth 35 Million Drams to 103 Artsakh Students at YSUUnibank joins the Partnership for Carbon Accounting Financials (PCAF)Safe environment – Equal opportunitiesAraratBank Receives STP Excellence Award from Commerzbank AGWorld Autism Awareness Day reminds us: culture is how we learn to see and embrace one anotherIDBank Receives Commerzbank’s STP Excellence Award 2025IDBank Presented a Special Offer at TOON EXPO 2026FINTECH360 International Conference to Bring Together 500 Participants in YerevanUcom Supports the DemArDem 2026 Regional Youth Forum Prominent Armenian Statesman Levon Sahakyan Passes Away at 89Ucom’s Unity Packages with the Best Fixed Network in Armenia Get 1% idcoin at TOON EXPO with Idram&IDBankUSD 60 Million: Ameriabank Joins Financing of Firebird’s AI Data Center Construction in ArmeniaStatement by Archbishop Bagrat Galstanyan Financial Literacy Course at YSU: Idram and IDBankAmeriabank named the Best Bank in Armenia for 2026 by Global Finance magazine IDBank warns about scams disguised as remote workAraratBank Donates Proceeds from "Armenian Legends and Poems" to the City of Smile Foundation The Power of One Dram Joins the Final Phase of the Symphonic Forest ProjectIdram&IDBank’s Special Offer at Dalma Garden Mall
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New Offer - Up to AMD 5 Million - Consolidate your Loans and Switch to AraratBank

AraratBank launches a new, attractive loan product, enabling customers to consolidate multiple loans from other financial institutions into a single loan at competitive interest rates.

The Bank offers consumer loans of up to AMD 5 million, tailored specifically for the consolidation and transfer of existing loans from other financial institutions. Applicants are required to have a positive credit history and a proven track record of loan repayment.

Loan Terms:

  • Annual Interest Rate: 17%
  • Effective Interest Rate:40%
  • Loan Amount: up to AMD 5 million
  • Additional Loan Amount: an additional amount of up to AMD 1,000,000 may be offered, beyond the transferred loans, but it cannot exceed the maximum loan amount set for this loan product.
  • Maturity: up to 5 years
  • Application Processing Fee: No fee applies.

Simplify your life by taking control of your financial obligations.

Transfer your existing loans to AraratBank and consolidate them into one — one due date, one monthly payment, and complete peace of mind.

For more details about the new loan offer, visit any AraratBank branch or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.