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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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Safe Workplace as a Guarantee of DevelopmentSpring Promotion at Megamall from Idram&IDBank“We want to buy your item, please provide your card details.” IDBank warns about fraud on classified platforms Ucom Fellowship 2025 Concludes as Top Eco-Startups Secure FundingIDBank Goes International: Mher Abrahamyan's Interview with the Los Angeles TimesAraratBank Earns RIA Money Transfer’s Partner of the Year in Armenia for the Seventh Consecutive YearUcom Supports the “DemArDem 2026” Regional Youth Forum ZCMC еstablishes Sustainability, ESG and Risk Committee Parallels Between the “Real Armenia Ideology” and Soviet and Turkish Approaches to the DiasporaNew Offer - Up to AMD 5 Million - Consolidate your Loans and Switch to AraratBankNew Promotion at Yerevan Mall Ahead of March 8: Idram&IDBankUBPay and MoneyTO Launch Money Transfers from Armenia to the UK In Celebration of the Spring Holidays Ucom Offers Unity Packages on Special Terms Ameriabank Becomes the First Armenian Company in the List of the 100 Largest Companies on the London Stock Exchange as a Member of Lion Finance GroupIDBank Expands Travel Benefits of Premium CardsFree Calls and SMS Messages from Ucom for Subscribers in the Middle EastLove Is… Card by Unibank – An Iconic Design and a Romantic Trip for Two to Paris Customer Appreciation Day at IDBank’s Echmiadzin BranchUcom Fellowship Incubation Program Participants Visit Ucom Individuals and businesses, near and far, all welcome
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New Offer - Up to AMD 5 Million - Consolidate your Loans and Switch to AraratBank

AraratBank launches a new, attractive loan product, enabling customers to consolidate multiple loans from other financial institutions into a single loan at competitive interest rates.

The Bank offers consumer loans of up to AMD 5 million, tailored specifically for the consolidation and transfer of existing loans from other financial institutions. Applicants are required to have a positive credit history and a proven track record of loan repayment.

Loan Terms:

  • Annual Interest Rate: 17%
  • Effective Interest Rate:40%
  • Loan Amount: up to AMD 5 million
  • Additional Loan Amount: an additional amount of up to AMD 1,000,000 may be offered, beyond the transferred loans, but it cannot exceed the maximum loan amount set for this loan product.
  • Maturity: up to 5 years
  • Application Processing Fee: No fee applies.

Simplify your life by taking control of your financial obligations.

Transfer your existing loans to AraratBank and consolidate them into one — one due date, one monthly payment, and complete peace of mind.

For more details about the new loan offer, visit any AraratBank branch or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.