Main Timeline Video Share
May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
The Widely Discussed Dvin Crown Project. A New Visibility Platform for Brands Has Emerged in the Heart of YerevanAmeriabank named Most Innovative Digital Bank in Armenia, alongside 9 Global Finance Digital Banking AwardsUnibank and Picsart Academy Host Kids Day for ChildrenUnibank Issues AMD and USD Bonds with Annual Coupon Rates of 10.3% and 6%Artur Hovhannisyan and the Ambassador of Bulgaria to Armenia discussed a number of programs of mutual interest to Armenia and Bulgaria A new and fantastic story was born in the heart of Yerevan—the spirit of the old city at Hayasa Hotel Old YerevanConverse Bank is Lead Sponsor of the BACEE International Banking Conference Ralph Yirikian on the Cost of Digital Transformation at the 13th Regional HR Conference You Can Now Pay with Idram on Glovo: The Long-Awaited Partnership Is Now a RealityRate.Trading: Currency Exchange on a New Digital PlatformIdram's "City of Good Deeds": From Teamwork to Real Charitable Projects Ucom and FAST Bring Together Artificial Intelligence and Green Innovation From Car Selection to Purchase – All in One Place: Ameriabank to Present its Myar.am Platform and Special Offers at Armenian Auto Show IDBank and the “Dekavva Fund” Stand with People from Artsakh Ucom Supports AI-Powered Camera Installation for Nature Conservation Dmitry Ishkhanov Opens the New Steinway’s Concert Life in Pardubice Ucom Fellowship Participants Meet Ralph Yirikian at UcomUnibank Becomes Title Sponsor of Alashkert Football ClubSergey Smbatyan’s Music for Future Foundation and the Lang Lang International Music Foundation Invite Young Pianists to Apply for the Prestigious Lang Lang Young Scholars ProgramUnibank Call Center Now Available 24/7 on Weekdays
Society

Unibank's annual general meeting of shareholders will be held today: the bank's net profit amounted to 9.8 billion drams

On June 22, 2026, the Annual General Meeting of Shareholders of Unibank OJSC will be held. During the meeting, the Bank’s performance results for 2025 will be reviewed, and the key priorities for future development will be discussed. The shareholders will also consider and decide on the payment of annual dividends based on the Bank’s 2025 financial results.

In 2025, Unibank continued to demonstrate strong growth dynamics, achieving significant improvements across its key financial indicators. At the end of the reporting year, the Bank’s total assets amounted to AMD 393.8 billion. The Bank’s loan portfolio increased by 32.5% year-on-year, reaching AMD 264.6 billion.

The retail loan portfolio grew by 24% during the year, exceeding AMD 183 billion. Mortgage lending recorded nearly 40% growth, reflecting sustained demand in the housing finance segment. The Bank also continued to actively expand its card business, with the number of active payment cards increasing by approximately 21% year-on-year.

Supporting entrepreneurship remained one of Unibank’s strategic priorities. The corporate loan portfolio grew by 37% during the reporting period, reaching AMD 77 billion. Within the framework of financing small and medium-sized enterprises, the Bank continued to develop its business leasing, with the leasing portfolio expanding by 55%.

As of the end of 2025, Unibank’s liabilities amounted to AMD 343.6 billion. The portfolio of issued bonds increased by 70% over the year. The Bank closed the reporting year with a net profit of AMD 9.8 billion, reaffirming the strength of its financial position and the effectiveness of its growth strategy.

Moody's Ratings affirmed Unibank B1 long-term local and foreign currency bank deposit ratings and maintained the stable outlook.