Transfer your loan and take benefit of the 1.5% low interest refinancing offer
Transfer your mortgage or consumer loan secured by real estate property from another financial institution to AMIO BANK and take benefit of the refinancing offer with a low interest rate of 1.5%.
Advantages are:
- refinancing with a low interest rate of 1.5%*
- extension of the loan term
- possibility of refinancing without any income analysis,
- in case of mortgage loan refinancing with the opportunity of credit line in the amount up to AMD 8 million
- collateral expenses are carried out by the Bank
- without loan provision and service fees
- minimum set of necessary documents
Familiarize yourself with the refinancing key terms following the links below or call +374 10 59 20 20.
*In case of consumer loan refinancing secured by real estate collateral
minimum 15% (on the basis of income analysis) or 16.5% (not on the basis of income analysis). The minimum effective annual interest rate is 16.09%.
*Minimum 12.5% (on the basis of income analysis) or 12.75% (not on the basis of income analysis) for mortgage refinancing. The minimum effective annual interest rate is 13.24%.
AMIO BANK. Care for all.
AMIO BANK is supervised by the Central Bank of Armenia.




















Business and mining leader Mark Cutifani to deliver keynote speech at the 3rd Mining Armenia Forum
New AI-Powered Wildlife Monitoring Camera Installed in Paruyr Sevak with the Support of Ucom
35 Years of Trust: IDBank Celebrates with Its Customers
IDBank to Showcase Environmental and Innovative Initiatives at COP17
Ucom Supported Yerevan Conservation Symposium 2026 as Strategic Partner
Unibank Receives B++ Sustainability Alignment Rating from Agents for Impact GmbH
Idram and IDBank Participated in the Opening of My Forest Armenia’s Pavilion at COP17